Check Eligibility
Start with Confidence
Meet virtually or in person with a licensed V Nation mortgage advisor to review your goals and get pre-qualified or pre-approved.
Submit Documents
Secure, Simple Uploads
Send your Paystubs, W-2s, bank statements, tax returns, and ID through our encrypted portal so we can verify income, assets, and credit.
Get Approved
Fast, Local Decisions
Our California-based team shops loan programs and delivers transparent underwriting support — no call centers or guesswork.
Home Sweet Home
Keys in Hand
From contract to closing day, we guide you every step until you’re unlocking the door to your new home.
Estimate Your Mortgage Payments –
Plan Your Home Budget with Confidence
Quick, Easy, and Accurate
Your Trusted Mortgage Calculator
Wondering how much your monthly mortgage payment could be? Use our simple calculator to factor in the loan amount, interest rate, and term. Instantly see your estimated principal, interest, taxes, and insurance (PITI) so you can plan your home purchase or refinance with confidence.
Estimate Your Mortgage Payments Instantly
Use our free calculator to estimate monthly payments, compare loan options, and explore what you can afford in California’s real estate market.
Disclaimer:
The information generated by this calculator serves solely for comparison purposes, and its accuracy cannot be guaranteed. We cannot ensure the accuracy of any data or inputs provided by users of the software.
Please be aware that this calculator does not offer pre-qualification for any loan program. It is imperative to independently confirm your eligibility for loan programs with one of our Loan Consultants. Qualification for loan programs may require additional details, such as credit scores and cash reserves, which are not captured by this calculator.
Moreover, details such as interest rates and pricing are subject to change without prior notification. Additional charges, such as HOA dues, are not included in the calculations. All estimates provided by this calculator, including interest rates, taxes, insurance, PMI payments, etc., are intended for comparison purposes only.
We cannot guarantee the accuracy or reliability of any information obtained from this calculator. It is advisable to use this tool as a reference and seek personalized advice from a professional loan consultant.
Your Trusted Partner for Lending, Management
and Servicing
Our Expertise:
Frequently asked questions
What documents do I need to apply for a mortgage with V Nation?
To apply for a mortgage with V Nation Corp, you must first complete our online application by clicking Apply. During the application process, you will upload required documents to our secure portal. Documentation requirements may vary based on the loan type, borrower profile, and whether V Nation is acting as a direct lender or mortgage broker.
Purchase Transaction
Borrowers are typically required to provide:
Government-issued photo identification
Social Security card
One (1) month of most recent pay stubs, or proof of income such as SSI or pension award letters or 401(k) distribution statements, if applicable
Two (2) years of federal tax returns, including all W-2s and/or 1099s
One (1) month of recent bank statements
Refinance Transaction
In addition to the documents listed above, borrowers are typically required to provide:
Current mortgage statement or payment coupon
Solar loan or solar lease documentation, if applicable
Homeowners insurance declarations page
Asset-Based Lending Transaction (Purchase or Refinance)
For asset-based loans, borrowers generally only need to complete the online application. Income documentation is not required, but other documents applicable to purchase or refinance transactions may still be needed.
Once your application and documents are submitted, our team will review the information and contact you to discuss eligibility, available loan options, and next steps. Additional documentation may be requested during underwriting as needed.
Step-by-Step
Guide to Home Shopping:
Let's Explore!
AS AN EDUCATION-FOCUSED MORTGAGE COMPANY,
WE ARE COMMITTED TO OFFERING VALUABLE INFORMATION.
Our blog and articles are meticulously crafted to cater to the unique needs of first-time homebuyers, guide those venturing into real estate investment for the first time, and provide valuable updates on the ever-evolving mortgage market. Discover the knowledge you need at every step of your journey with us.
Explore our learning center for valuable home-buying tips.
Whether you're a first-time buyer, a seasoned homeowner, or stepping into the realm of real estate investment for the first time, the process of shopping for a new home is always a thrilling adventure. It can...
Stay updated on mortgage market developments and news by subscribing to our email list.
We will never inundate your inbox with unwanted emails or sell your personal information.