Hard Money & Private Lender in San Diego, CA
San Diego County · Direct Private Lender
Hard money, bridge and DSCR rental loans for San Diego County investors and borrowers, plus home loans including VA options, from a direct California lender.
Lending in San Diego, CA
San Diego investors often hold rentals for the long term, and DSCR loans are built for that: the property qualifies on its rent, not your W-2s. Check your ratio with the calculator on this page.
For purchases that need to close fast, or properties a bank will not finance yet, our bridge and hard money loans are sized on the property and your exit plan. Service members and veterans can also ask about VA home loans.
Loans we offer in San Diego
Bridge & hard money loans: fast, asset-based financing
Fix-and-flip loans: purchase plus rehab
DSCR rental loans: qualify on the property's rent
Home purchase & refinance: conventional, FHA/VA and self-employed options
Reverse mortgages: for homeowners 62 and older
Loan servicing: for private lenders and seller-financed notes
DSCR Loan Calculator
Run the numbers for your San Diego deal.
San Diego lending questions
Do you offer DSCR loans in San Diego?
Yes. Our statewide DSCR programs qualify San Diego rentals on the property’s rental cash flow rather than personal tax returns.
Do you offer VA loans in San Diego?
Yes. We help eligible veterans and active-duty service members with VA loans, which offer flexible criteria and low or no down payment options, subject to eligibility and approval.
How fast can V Nation approve and close?
Because underwriting is in-house, approvals typically take 24–48 hours and closings can happen in as little as 7–10 days. All loans are subject to underwriting, approval and eligibility guidelines.
Have a San Diego property in mind?
Apply online, or call (949) 226-7474 to talk through your deal first.
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