Who Comes First: Mortgage Professional or Real Estate Agent?

Who to Consult First: Mortgage Pro or Real Estate Agent?

Planning to buy a home? Deciding who to consult first—a mortgage professional or a real estate agent—can shape your experience. Here’s a quick guide:

Start with a Mortgage Professional

• Set a Budget: Understand what you can afford based on your finances.

• Get Pre-Approved: Show sellers you’re serious and know your purchasing power.

• Explore Loan Options: Choose the best financing for your situation.

• Streamline the Process: Be ready to act quickly in competitive markets.

When to Start with a Real Estate Agent

• If you’re new to the market, they can help you understand trends, identify neighborhoods, and find homes that fit your needs.

The Best Approach

Begin with a mortgage professional to clarify your finances, then partner with a real estate agent to find your dream home. Both will collaborate to ensure a smooth buying journey.